Banky Terms of Use

Version 1 · 24 September 2026

Nederlands · English · Deutsch

Banky is an app for finding benches, adding them and walking to them. Banky is a personal project by Niek Spermon, the Netherlands ("we"). By creating an account and tapping "Agree", you accept these terms and the privacy policy.

1. Who can use Banky?

• You need to be at least 13 to have an account.
• If you are 13, 14 or 15, you need permission from a parent or guardian.
• Without an account you can view the map with benches.

2. Your account

• Keep your password secret. You are responsible for what happens with your account.
• Choose a display name that isn't offensive and doesn't impersonate someone else. It is better not to use your full real name.
• You can always delete your account yourself in the app (Account → Account settings → Delete account).

3. What is not allowed

In Banky (in photos, display names, descriptions and reports) you may not post or do anything that:

• is sexual, nude, violent, threatening or shocking;
• is offensive, discriminatory or hateful, for example about origin, religion, gender, sexual orientation or disability;
• bullies, harasses or ridicules someone;
• shows people in a recognisable way without their permission, or shares other people's private details (such as addresses or phone numbers);
• isn't yours (for example photos taken by others or found online);
• is fake or misleading, such as benches that don't exist, spam or fake accounts;
• abuses the app or its data, for example tricks to earn XP, faking your location or using the app in ways it isn't meant for;
• breaks the law.

4. Reporting, blocking and what we do

• See something that isn't allowed? Report it in the app: a bench with the flag on the bench's page, a profile or photo with the small "…" button. You can also block someone.
• We review reports within 24 hours. We remove content that isn't allowed. For serious or repeated violations we delete the account.
• A photo reported by three different people is hidden immediately until we have reviewed it.
• Swear words in names and descriptions are blocked automatically.

5. What you share

• Photos, benches, descriptions and ratings you add remain yours. You allow us to show them to other users in Banky for as long as they are in Banky.
• Other users see your display name with what you share. See the privacy policy for what others can and can't see.
• If you delete your account, we also delete your benches, photos and the rest of your data.

6. Stay safe on the way

• Banky helps you find your way, but stay alert: watch the traffic, follow signs and closures, and don't enter private property.
• Benches, routes and directions can be outdated or wrong. A bench may be gone, broken or unreachable.
• Don't use the app while cycling or driving.
• Meeting someone you only know through Banky? Do it in a public place and tell someone where you are. If you are under 16, talk to your parent or guardian first.

7. Availability and liability

• Banky is free. We do our best to keep it working well, but can't promise it will always be available or free of errors.
• As far as the law allows, we are not liable for damage caused by using Banky or by content from other users.
• We may change the app or stop it.

8. Changes and law

• If these terms change in substance, the app asks for your agreement again.
• These terms are governed by Dutch law. If you live in another EU country, you keep the protection the law of your country gives you as a consumer.

9. Contact

Questions, or want to report something outside the app? Email [email protected].